Palm Springs Mortgage Broker for Homebuyers, Families, First-Time Buyers & Self-Employed Borrowers
Mortgages Done Right helps Palm Springs, Florida homebuyers and homeowners compare mortgage
options for purchases, refinancing, first-time homeownership, self-employed income,
investment properties and retirement financing.
Palm Springs is an established Palm Beach County community with single-family homes,
townhomes, condominiums, parks and convenient access to Lake Worth, Greenacres,
West Palm Beach and surrounding communities. Whether you are buying your first home,
moving to a larger property or refinancing an existing mortgage, we can compare options
across multiple wholesale lenders.
Years Experience
Loans Closed
Wholesale Lenders
Palm Beach County Broker
Mortgage Financing for Palm Springs Homebuyers & Homeowners
Palm Springs includes a broad mix of residential properties and borrowers at different
stages of homeownership. Financing needs can range from a first-time buyer using FHA
financing to a self-employed business owner who may need an alternative method of
documenting income.
As a mortgage broker, Mortgages Done Right is not limited to the mortgage programs of
one bank. We compare options from more than 25 wholesale lenders to help identify a
program that fits the borrower, property and financial goals.
Programs may include conventional, FHA, VA, first-time homebuyer, bank statement,
DSCR investor and reverse mortgage financing depending on eligibility.
Financing Options for First-Time & Move-Up Homebuyers
Choosing a mortgage should involve more than simply selecting an advertised interest rate.
Down payment, credit profile, mortgage insurance, property type, income and long-term plans
can all affect which program makes the most sense.
01
Conventional Loans
Conventional financing for qualifying primary residences, second homes and eligible
investment properties.
02
FHA Loans
FHA financing can provide flexible down-payment and credit options for qualifying
borrowers purchasing a primary residence.
03
First-Time Homebuyers
We help first-time buyers compare available financing options, down-payment strategies
and the overall cost of homeownership.
An Established Village With Strong Community Roots
Palm Springs was chartered in 1957 during a period of rapid growth in South Florida.
The original community began on approximately 700 acres that had largely been pastureland,
and its first residential section opened the following year.
Since then, Palm Springs has developed into an established residential village while
maintaining the neighborhood and community character that distinguishes it from larger
surrounding cities.
Parks, recreation programs, community events and local facilities remain an important
part of life in the Village, creating a residential environment that appeals to families,
first-time buyers, longtime homeowners and retirees.
Mortgage Options for Self-Employed & Complex-Income Borrowers
Business owners and other financially strong borrowers do not always show their full
financial strength on a traditional tax return. Alternative mortgage programs may provide
another way to evaluate qualifying income.
Bank Statement Loans
Qualifying self-employed borrowers may be able to use eligible business or personal
bank deposits when determining qualifying income.
Alternative Income Programs
Certain borrowers may qualify using alternative income documentation rather than
relying exclusively on traditional tax-return income.
DSCR Investor Loans
Investment-property borrowers may qualify primarily through the eligible rental income
and cash flow generated by the property.
Neighborhood Living With Convenient Access to Palm Beach County
Palm Springs offers established residential neighborhoods while remaining close to
Lake Worth, Greenacres and West Palm Beach. Its central location gives residents access
to employment centers, shopping, restaurants, recreation and other Palm Beach County
communities without giving up the feel of a smaller municipality.
The Village maintains parks, athletic facilities, playgrounds, courts and other recreational
amenities for residents of different ages. The Village Center Complex serves as one of
the primary centers of civic and recreational activity.
That combination of established housing, recreation and central location gives Palm Springs
a broad housing market that can serve first-time buyers, growing households, longtime
homeowners, investors and retirees.
VA Home Loans for Eligible Palm Springs Borrowers
Eligible veterans, active-duty service members and certain surviving spouses may have
access to VA mortgage financing with benefits not available through many conventional
mortgage programs.
Purchase Financing
Qualified borrowers may be able to purchase an eligible primary residence with no
required down payment, subject to VA and lender requirements.
Refinancing Options
Existing VA borrowers may have refinancing options depending on their current mortgage,
financial goals and eligibility.
Palm Springs Home Loan Options
We compare programs from multiple wholesale lenders based on the borrower, property, income structure and financial goals.
Conventional Loans
Traditional purchase and refinance financing for qualifying borrowers.
Conventional Loans →VA Loans
Home financing for eligible veterans, service members and qualifying borrowers.
VA Loans →First-Time Buyers
Financing options and guidance for qualifying first-time homebuyers.
First-Time Buyer Programs →Bank Statement
Alternative income documentation for qualifying self-employed borrowers.
Bank Statement Loans →DSCR Investor
Investment-property financing primarily based on eligible property cash flow.
DSCR Loans →Local Mortgage Experience With More Lending Choices
Greg Hayden and Mortgages Done Right have helped borrowers navigate mortgage financing
for more than three decades.
Mortgage Experience
Wholesale Choices
Loans Closed
Palm Beach County Focus
We beat the Banks. We do Mortgages Right.
Serving Palm Springs & Nearby Palm Beach County Communities
Mortgages Done Right also serves homebuyers and homeowners throughout the surrounding Palm Beach County area.
Palm Springs Mortgage FAQs
Do you provide mortgage financing in Palm Springs, Florida?
Yes. Mortgages Done Right helps Palm Springs homebuyers and homeowners compare
mortgage options for purchases, refinancing, investment properties and other
qualifying scenarios.
What mortgage programs are available for Palm Springs homebuyers?
Depending on eligibility, financing may include conventional, FHA, VA, first-time
homebuyer, bank statement, DSCR investor and other mortgage programs.
Do you help first-time homebuyers in Palm Springs?
Yes. We help first-time buyers compare mortgage programs, down-payment options and
financing structures based on their individual financial circumstances.
Can self-employed borrowers qualify using bank statements?
Depending on the loan program and borrower, qualifying income may be evaluated using
eligible personal or business bank deposits rather than relying solely on traditional
tax-return income.
Are VA loans available in Palm Springs?
Yes. Eligible veterans, active-duty service members and other qualifying borrowers
may use VA financing for eligible primary residences.
Do you offer investor loans in Palm Springs?
Yes. Depending on the property and borrower, DSCR and other investment-property
financing programs may be available.
Can homeowners in Palm Springs obtain a reverse mortgage?
Potentially. Qualifying homeowners age 62 and older may have HECM or other reverse
mortgage options depending on the borrower, property and program requirements.
Why use a mortgage broker instead of one bank?
A mortgage broker can compare loan programs and underwriting guidelines from multiple
wholesale lenders rather than limiting the borrower to the products offered by a
single bank.
Looking for a Mortgage Broker Serving Palm Springs?
Whether you are buying your first home, moving, refinancing, investing or need a
mortgage solution for self-employed income, let us compare your financing options.
Mortgages Done Right Inc. • NMLS 1532755
Greg Hayden • NMLS 332209