Palm Beach Mortgage Broker for Homes, Condos, Second Homes and Jumbo Financing
Mortgages Done Right helps buyers and homeowners throughout Palm Beach and Palm Beach Island compare mortgage options for primary residences, luxury homes, waterfront properties, condos, second homes, investment properties and refinancing.
Work directly with Greg Hayden to explore conventional, jumbo and non-QM financing through more than 25 wholesale lenders. We can also help with self-employed income, substantial down payments, asset-based qualification, bank-statement loans and warrantable or non-warrantable condominium financing.
Palm Beach Mortgage Broker Options for Homes, Condos and Waterfront Properties
Palm Beach includes a wide range of property types, from single-family homes and historic estates to waterfront residences, luxury condominiums and seasonal properties. The right financing strategy depends on both the borrower and the property.
Primary Residences
Financing for single-family homes, waterfront residences and luxury properties used as a primary home.
Second & Vacation Homes
Mortgage options for seasonal residences and second homes while allowing buyers to preserve liquidity.
Condos & Co-ops
Financing for warrantable and non-warrantable condominiums, including buildings that require a specialized review.
Waterfront & Luxury Homes
Conventional, jumbo and specialty options for higher-value homes, substantial down payments and complex scenarios.
Palm Beach Mortgage Broker Solutions for Complex Income and Property Scenarios
Some Palm Beach buyers have strong assets, excellent credit and substantial down payments but do not fit traditional underwriting rules. Others find that the property or condominium association creates the financing challenge.
Mortgages Done Right can compare options for self-employed borrowers, retirees, investors, foreign nationals and borrowers using alternative income documentation.
Qualification based on business or personal bank deposits rather than traditional tax-return income.
Options for qualified borrowers with significant liquid assets but limited conventional income.
Specialty programs for condominium projects that do not meet standard agency requirements.
Mortgage options for eligible international buyers purchasing Florida real estate.
Compare Mortgage Options Through 25+ Wholesale Lenders
The best program depends on occupancy, property type, income documentation,
credit, reserves and your long-term financial goals.
Jumbo Loans
Financing for higher-value primary residences, second homes and
qualified investment properties.
Condo Financing
Options for warrantable and non-warrantable condominiums, subject
to borrower, lender and project review.
Bank Statement Loans
Alternative income documentation for eligible self-employed
borrowers and business owners.
DSCR Investor Loans
Investment-property qualification based primarily on eligible
rental income from the property.
Foreign National Loans
Florida purchase and investment-property options for qualified
international borrowers.
View All Loan Programs
Explore conventional, FHA, VA, reverse mortgage, refinance and
additional specialty programs.
Palm Beach Mortgage Broker Serving Palm Beach and Palm Beach Island
Palm Beach is known for Worth Avenue, historic estates, oceanfront residences, luxury condominiums and waterfront homes along the Intracoastal. Mortgages Done Right serves buyers and homeowners throughout the North End, Midtown, the Estate Section, the South End and communities across Palm Beach Island.
We also assist borrowers throughout Palm Beach County and nearby South Florida communities with purchases, refinancing, second homes, investment properties and specialized mortgage scenarios.
North End
Midtown
Estate Section
South End
Palm Beach Island
Why Borrowers Choose Our Palm Beach Mortgage Broker Services
Receive personal guidance from an experienced mortgage broker who can compare multiple lenders instead of offering only one bank’s programs.
Direct Access to Greg
Work directly with Greg Hayden from the initial review through closing.
25+ Wholesale Lenders
Compare conventional, jumbo and specialty financing from a broad lender network.
Complex Scenario Experience
Guidance for self-employed borrowers, investors, retirees and unusual properties.
Honest Recommendations
If a private bank or wealth-management option is clearly better, Greg will tell you.
Frequently Asked Questions
Can you finance single-family homes in Palm Beach?
Yes. Mortgages Done Right can help qualified buyers finance primary residences, second homes, waterfront homes and luxury single-family properties in Palm Beach and Palm Beach Island.
Do you offer jumbo mortgage financing?
Yes. Jumbo options are available for qualified borrowers purchasing or refinancing higher-value properties. Program limits and guidelines vary by lender, occupancy and property type.
Can you help with a non-warrantable Palm Beach condo?
Potentially. Some specialty lenders finance condominiums that do not meet standard agency requirements. Approval depends on the borrower, project, association, insurance and lender review.
Can self-employed borrowers qualify without using traditional income?
Eligible borrowers may qualify using bank statements, profit-and-loss documentation, assets or other approved non-QM methods instead of conventional tax-return income.
Do you finance second homes and seasonal residences?
Yes. Second-home financing may allow qualified Palm Beach buyers to retain more liquidity instead of paying entirely in cash.
Do you work with foreign national buyers?
Yes. Foreign national mortgage programs may be available for qualified international buyers purchasing Florida residential or investment property.
Speak With a Palm Beach Mortgage Broker
Contact Greg Hayden for personalized guidance on Palm Beach homes, condos, second homes, jumbo loans, non-QM financing and complex borrower scenarios.