Village of Golf Mortgage Broker for Luxury Homes, Golf-Course Properties & Complex Borrowers
Mortgages Done Right provides personalized mortgage financing for buyers and homeowners in the
Village of Golf, Florida, including jumbo loans, conventional financing, asset-based programs,
bank statement loans, reverse mortgages and solutions for borrowers with complex income.
The Village of Golf is one of Palm Beach County’s smallest and most distinctive municipalities.
Centered around The Country Club of Florida, the community is known for privacy, mature landscaping,
golf-course residences and a quiet residential atmosphere unlike larger surrounding cities.
Years Experience
Loans Closed
Wholesale Lenders
Palm Beach County Expertise
Mortgage Financing Designed Around the Village of Golf Market
Village of Golf borrowers may have financing needs that are very different from buyers in a
typical suburban community. Properties may involve larger loan amounts, substantial assets,
retirement income, business ownership, investment income or financial profiles that do not
fit neatly into traditional bank underwriting.
As an independent mortgage broker, Mortgages Done Right can compare programs from more than
25 wholesale lenders rather than forcing every borrower into a single bank’s guidelines.
That flexibility can be especially valuable for jumbo borrowers, self-employed homeowners,
retirees, investors and borrowers who have significant assets but more complicated income.
Jumbo & Conventional Financing for Village of Golf Homes
Higher-value homes often require more than simply finding a competitive interest rate.
Loan structure, reserves, asset documentation, income treatment and lender guidelines can
materially affect both qualification and long-term financing strategy.
Jumbo Mortgages
Financing for higher-value primary residences and qualifying second homes with access to
multiple jumbo lenders and underwriting approaches.
Conventional Financing
Traditional financing for qualified borrowers purchasing or refinancing primary residences,
second homes and other eligible properties.
Asset Depletion
Qualifying borrowers may be able to use eligible investment and retirement assets to help
establish qualifying income.
A Community Built Around Golf, Privacy & Residential Character
The Village of Golf was incorporated in 1957 and developed around The Country Club of Florida.
The municipality covers approximately 542 acres and remains defined by its golf course,
mature landscaping, residential properties and unusually private setting.
Unlike many larger Palm Beach County communities, the Village of Golf has retained a quiet,
low-density character while remaining close to Boynton Beach, Delray Beach, Lake Worth,
Wellington and other established areas.
That combination of privacy and location makes local lending experience particularly useful
when evaluating financing for a purchase, refinance or long-term wealth strategy.
Mortgage Solutions for Business Owners, Retirees & High-Asset Borrowers
Strong borrowers do not always show their financial strength through a traditional W-2 and
tax-return profile. We work with borrowers whose income may come from businesses, investments,
retirement accounts, real estate or substantial liquid assets.
Bank Statement Loans
Qualifying self-employed borrowers may be able to document income using eligible business
or personal bank deposits instead of traditional tax-return income.
Asset-Based Qualification
Retirement and investment assets may help qualifying borrowers establish income through
asset depletion or asset-qualifier programs.
Investor Financing
Real estate investors may have access to DSCR and other programs where qualifying is based
primarily on the property’s rental income and cash flow.
More Financing Choices Than a Traditional Bank
The right mortgage is not always the program with the lowest advertised rate. Loan size,
liquidity, reserves, income structure, tax planning, property use and future financial goals
can all influence which financing strategy makes the most sense.
Mortgages Done Right compares multiple wholesale lenders and loan programs before recommending
an approach. That gives borrowers access to more underwriting options and allows us to look at
the complete financial picture.
Reverse Mortgage Options for Eligible Village of Golf Homeowners
Homeowners age 62 and older may be able to convert part of their home equity into available
funds through a reverse mortgage while retaining ownership of the home, subject to program
requirements.
HECM Reverse Mortgages
FHA-insured Home Equity Conversion Mortgages may provide eligible homeowners with access to
home equity without a required monthly principal and interest mortgage payment.
Proprietary Reverse Programs
Higher-value homes may also qualify for proprietary reverse mortgage programs with different
loan limits and guidelines than the FHA HECM program.
We compare mortgage programs across multiple wholesale lenders based on
the borrower, property, income structure and long-term financial objectives.
Higher-balance financing for qualifying primary residences and second homes.
Traditional purchase and refinance financing for qualifying borrowers.
Programs that may use eligible financial assets to help establish qualifying income.
Alternative income documentation for qualifying self-employed borrowers.
Investment-property financing primarily based on eligible property cash flow.
Home-equity options for qualifying homeowners age 62 and older.
Financing Options for Village of Golf Borrowers
Jumbo Loans
Conventional
Asset Depletion
Bank Statement
DSCR Investor
Reverse Mortgage
Experienced Mortgage Guidance for Palm Beach County
Greg Hayden and Mortgages Done Right bring more than three decades of mortgage experience
to borrowers throughout Palm Beach County.
Mortgage Experience
Wholesale Options
Loans Closed
Palm Beach County Focus
We beat the Banks. We do Mortgages Right.
Mortgages Done Right also serves borrowers throughout the surrounding Palm Beach County area.
Serving the Village of Golf & Nearby Palm Beach County Communities
Village of Golf Mortgage FAQs
Do you provide mortgages in the Village of Golf, Florida?
Yes. Mortgages Done Right provides purchase and refinance financing for eligible properties
and borrowers in the Village of Golf and throughout Palm Beach County.
Do you offer jumbo mortgages in the Village of Golf?
Yes. We work with multiple wholesale lenders offering jumbo mortgage programs for qualifying
higher-value homes, primary residences and eligible second homes.
Can retirees qualify using investment or retirement assets?
Potentially. Asset depletion and other asset-based programs may allow qualifying investment,
retirement and liquid assets to be used when determining eligible income.
Can business owners qualify without using traditional tax-return income?
Depending on the program and borrower, bank statement and other non-QM mortgage programs
may allow alternative methods of documenting qualifying income.
Are reverse mortgages available for higher-value Village of Golf homes?
Potentially. Eligible homeowners may qualify for an FHA-insured HECM or certain proprietary
reverse mortgage programs depending on age, home value, existing liens and other requirements.
Why use a mortgage broker instead of one bank?
A mortgage broker can compare programs from multiple wholesale lenders rather than limiting
a borrower to the products and underwriting guidelines of a single institution.
Looking for a Mortgage Broker Serving the Village of Golf?
Whether you are purchasing, refinancing, evaluating a jumbo mortgage or need a more sophisticated
solution for assets or complex income, let us compare your options.
Mortgages Done Right Inc. • NMLS 1532755
Greg Hayden • NMLS 332209