South Florida Mortgage Broker for Palm Beach & Broward Home Loans
Compare mortgage options for South Florida homes, condos,
waterfront properties, investment real estate, luxury purchases
and complex income scenarios with Greg Hayden and Mortgages Done Right Inc.
Work directly with a local mortgage broker with 30+ years of
experience and access to 25+ wholesale lenders instead of being
limited to one bank’s mortgage programs.
Years of Mortgage Experience
In Loans Closed
Wholesale Lenders
Ratings & Reviews Across Platforms
Mortgage Financing in South Florida Can Be Different
South Florida buyers and homeowners often face financing questions
that go beyond the interest rate. Condominiums, homeowners associations,
waterfront properties, hurricane and flood insurance, jumbo loan amounts,
self-employed income, investment-property cash flow and second-home
purchases can all affect which mortgage programs are available.
Mortgages Done Right Inc. helps borrowers throughout Palm Beach County,
Broward County, Miami-Dade County and surrounding South Florida communities
compare mortgage options from multiple wholesale lenders.
Condo Financing
Association budgets, reserves, insurance, litigation and project
eligibility can affect whether a condominium qualifies for financing.
Coastal & Waterfront
Flood zones, wind coverage, insurance costs and unusual property
characteristics may influence qualification and lender selection.
Jumbo & Luxury Homes
Higher-value South Florida properties may require specialized jumbo
programs, reserve planning and lender comparisons.
Self-Employed Borrowers
Bank statement and flexible documentation programs may help eligible
business owners whose tax returns do not show the full income picture.
Real Estate Investors
DSCR and investment-property programs can help qualified investors
finance rental properties and portfolio growth.
Foreign National Buyers
South Florida attracts international buyers who may need mortgage
programs designed for non-U.S. residents.
Palm Beach County Mortgage Solutions
Mortgages Done Right is based in Boynton Beach and helps buyers,
homeowners, investors, retirees and self-employed borrowers throughout
Palm Beach County compare mortgage options.
From Boca Raton luxury homes and Palm Beach waterfront properties to
Wellington, West Palm Beach, Delray Beach and Boynton Beach, the right
financing can depend on property type, loan size, income documentation,
reserves and long-term goals.
Broward County Mortgage Solutions
Broward County includes everything from Fort Lauderdale waterfront
properties and downtown condos to Parkland luxury communities and
Coral Springs neighborhoods.
Greg Hayden helps Broward County buyers, homeowners and investors
compare purchase, refinance, jumbo, FHA, VA, bank statement, DSCR
and specialty mortgage programs through more than 25 wholesale lenders.
More Loan Options Than One Bank
Different lenders can have different underwriting guidelines,
property requirements and specialty programs. Mortgages Done Right
can compare mortgage options from 25+ wholesale lenders rather than
limiting you to one institution’s loan menu.
Jumbo Loans
Financing for luxury homes, waterfront properties,
high-value condos, second homes and larger mortgage amounts.
Bank Statement Loans
Flexible income-documentation options for eligible self-employed
borrowers, business owners and 1099 earners.
DSCR Investor Loans
Rental-property financing that may qualify primarily using
property cash flow rather than traditional personal income.
Condo Financing
Mortgage options for warrantable and certain non-warrantable
condominium properties throughout South Florida.
Foreign National Loans
Financing options for eligible international buyers purchasing
South Florida residences, second homes or investment properties.
Reverse Mortgages
Home-equity options for eligible homeowners age 62 and older
reviewing retirement and housing strategies.
South Florida Condo Financing Requires More Than Borrower Approval
A buyer can have strong income, credit and assets and still encounter
a financing issue if the condominium project does not meet the lender’s
requirements.
Lenders may review association insurance, reserves, budgets,
structural issues, special assessments, litigation, ownership
concentration and overall project eligibility.
Mortgages Done Right can help buyers compare conventional and
specialty condo programs and identify potential financing questions
before they become last-minute problems.
Self-Employed Borrowers, Investors & Complex Income
South Florida has many business owners, entrepreneurs, investors
and borrowers with substantial assets or non-traditional income.
A traditional bank mortgage is not always the only financing path.
Self-Employed Borrowers
Bank statement programs may allow eligible borrowers to use
personal or business deposits as part of the income review.
Real Estate Investors
DSCR programs may help qualified investors finance rental properties
using property cash flow as a central qualification factor.
Luxury & Complex Borrowers
Jumbo and specialty financing options may help borrowers with
larger loan amounts, complex income or substantial asset profiles.
One Bank Has One Set of Guidelines. Greg Can Compare More Options.
One lender may decline a mortgage because of an underwriting overlay,
income calculation, property issue or program restriction while another
lender may have a workable option.
Mortgages Done Right works with more than 25 wholesale lenders.
That can be particularly valuable for jumbo borrowers, condo buyers,
self-employed borrowers, real estate investors, foreign national buyers
and borrowers with complex financing situations.
You work directly with Greg Hayden instead of being passed between
departments or routed through a national call center.
Frequently Asked Questions
Why use a South Florida mortgage broker instead of one bank?
A mortgage broker can compare programs and underwriting guidelines
from multiple lenders rather than limiting you to one bank’s mortgage products.
Does Mortgages Done Right serve Palm Beach and Broward County?
Yes. Mortgages Done Right is based in Boynton Beach and serves
borrowers throughout Palm Beach County, Broward County,
Miami-Dade County and other Florida markets.
Can you finance South Florida condos?
Yes. Condo financing may be available through conventional and
specialty programs depending on the borrower and condominium project.
Do you offer jumbo mortgages?
Yes. Mortgages Done Right helps qualified borrowers compare jumbo
mortgage options for luxury homes, condos, waterfront properties
and second homes.
Can self-employed borrowers use bank statements?
Some mortgage programs allow eligible self-employed borrowers
to use personal or business bank statements as part of the income
qualification process.
Do you offer DSCR loans for South Florida investment properties?
Yes. DSCR programs may allow qualified investors to finance rental
properties using rental-property cash flow as an important
qualification factor.
Talk With a South Florida Mortgage Broker
Whether you are buying, refinancing, investing, self-employed,
purchasing a condo or comparing jumbo and specialty mortgage options,
let Greg Hayden help you compare financing from multiple wholesale lenders.
Mortgages Done Right Inc. · NMLS #1532755 ·
Greg Hayden · NMLS #332209