Mortgages Done Right helps business owners, real estate investors, and property owners compare commercial loan options for owner-occupied properties, investment properties, office buildings, mixed-use properties, multifamily, and business real estate.
As a Florida mortgage broker with access to multiple lending options, Greg Hayden can help review your commercial financing scenario and guide you toward lender programs that may fit your property, income, credit profile, equity, and business goals.
NMLS: #1532755
Financing for commercial property, business real estate, and investment scenarios.
Commercial mortgage financing can be more complex than residential financing. Property type, business use, income, lease structure, borrower experience, credit profile, down payment or equity, reserves, and overall transaction strength can all affect which lender and program may be available.
Mortgages Done Right helps clients compare commercial mortgage options instead of being limited to one bank’s guidelines. This may include traditional commercial loans, portfolio lending, investor-focused loans, refinance options, and business property financing.
Commercial properties we can review
Commercial loan options may vary depending on the property type.
Commercial loan programs are not one-size-fits-all. An owner-occupied office condo may be reviewed differently than a mixed-use building, rental property, multifamily property, warehouse, or retail property.
Owner-Occupied Properties
Financing for business owners purchasing or refinancing property used for their own company.
Investment Properties
Options for income-producing commercial properties, rental income, and investment real estate.
Office and Mixed-Use
Loan options for office condos, professional offices, and commercial mixed-use buildings.
Multifamily Properties
Commercial and investment property financing options for multifamily rental properties.
Common items lenders review for commercial loan approval.
Commercial loan requirements vary by lender and property type. Some lenders focus more heavily on property cash flow, while others place more emphasis on the borrower’s business, personal credit, income, occupancy, property condition, and exit strategy. Business owners with alternative income documentation needs can also review bank statement loans for self-employed business owners.
Mortgages Done Right can help gather the details needed to compare commercial lending options and identify which programs may be worth reviewing.
Property Income
Rental income, leases, occupancy, and cash flow may affect commercial financing options.
Property Value
Appraised value, property condition, and marketability are commonly reviewed by lenders.
Borrower Profile
Credit, income, liquidity, experience, and business strength may matter.
Loan Purpose
Purchase, refinance, cash-out, business expansion, or investment use can change the program fit.
How Greg reviews a commercial loan scenario.
A commercial loan review should connect the property type, borrower profile, income documentation, and loan purpose before a lender is selected. Greg helps organize the scenario so business owners and investors can compare options clearly.
1. Review the property type and loan purpose
Greg starts with how the property will be used, whether owner-occupied, investment, office, mixed-use, multifamily, purchase, refinance, expansion, or cash-out.
2. Match income and cash flow to lender expectations
Lenders may request leases, rent rolls, business financials, tax returns, bank statements, property details, and other documents that help show repayment strength.
3. Compare available lender options and next steps
After the scenario is organized, Mortgages Done Right can help compare lender options that may fit the property, income, equity, credit profile, and timing.
purchase or refinance property used by the borrower’s company.
review income-producing real estate and rental cash flow.
compare financing for office condos and professional buildings.
review properties with both commercial and residential use.
evaluate commercial financing options for eligible rental housing.
Compare commercial loans with other specialty mortgage options.
Commercial financing is only one option. Depending on the property type, borrower profile, and income structure, DSCR investor loans, bank statement loans for self-employed business owners, or foreign national mortgage programs may also be worth reviewing.
DSCR Investor Loans
Review investor loan options based on property cash flow instead of traditional personal income.
Bank Statement Loans
Review mortgage options for self-employed borrowers and business owners using alternative income documentation.
Foreign National Loans
Explore mortgage options for qualified foreign national buyers purchasing property in Florida.
About Greg Hayden
Learn more about Mortgages Done Right, Greg Hayden, and our South Florida mortgage approach.
Common questions about commercial loans in Florida.
What types of commercial properties may qualify?
Commercial loans may be available for eligible office condos, office buildings, mixed-use properties, multifamily properties, retail, warehouse, owner-occupied properties, and investment properties.
Can I finance an owner-occupied business property?
Yes. Some commercial programs are designed for business owners purchasing or refinancing a property used for their own business operations.
Can I refinance a commercial property?
Refinance options may help restructure debt, review terms, or access equity from eligible commercial properties.
Are commercial loan rates and terms different from residential loans?
Yes. Commercial financing can have different lender guidelines, rates, terms, amortization, documentation, and underwriting requirements than residential financing.
What areas do you serve?
Mortgages Done Right is based in Boynton Beach and helps clients throughout Palm Beach County, Broward County, and surrounding Florida markets.
How do I review a commercial loan scenario?
You can apply online through the secure application link or call Greg directly at 561-777-7622 to review your commercial financing scenario first.
Talk with Greg before you choose a commercial lender.
Talk with Greg about a commercial loan scenario before you choose a lender. Whether you are purchasing, refinancing, expanding your business, or reviewing investment property options, Mortgages Done Right can help you compare commercial loan options and move forward with confidence.
With more than 250 five-star Google reviews and access to 25+ wholesale lenders, Mortgages Done Right helps clients compare mortgage solutions that fit their needs.