Mortgage Help Throughout Palm Beach County
Mortgages Done Right Inc. helps Palm Beach County homebuyers, homeowners, real estate investors, self-employed borrowers, foreign national buyers, retirees, and luxury property clients compare mortgage options from more than 25 wholesale lenders.
Work directly with Greg Hayden, an experienced South Florida mortgage broker based in Boynton Beach, for purchase loans, refinance options, jumbo mortgages, condo financing, bank statement loans, DSCR investor loans, reverse mortgages, and other flexible lending programs.
Bring your bank quote. Greg can help you compare rates, fees and payments across available lender options.
500+ 5-Star Reviews
Across All Platforms!
30+ Years
Mortgage experience
25+ Lenders
More options than one bank
$1B+ Closed
Purchase, refinance, jumbo, and investor loan experience
Work Directly With a Palm Beach County Mortgage Broker
Greg Hayden has more than 30 years of mortgage experience helping Florida borrowers compare loan options. When you work with Mortgages Done Right Inc., you are not being routed through a call center or limited to one bank’s loan menu.
That can matter for borrowers with self-employed income, investment properties, condos, jumbo loans, retirement income, foreign national scenarios, or other complex financing needs.
Contact Greg Hayden or call 561-777-7622 to review your options.
Local Mortgage Help Across Palm Beach County
Mortgages Done Right Inc. is based in Boynton Beach and serves clients throughout Palm Beach County and nearby South Florida communities. Use the local pages below to learn more about specific city mortgage options.
Primary residences, luxury homes, waterfront properties, condos, second homes, jumbo loans, and complex borrower financing.
Family homes, move-up buyers, refinance options, and nearby western Palm Beach County communities.
Luxury homes, golf communities, higher-value properties, condos, and complex borrower financing.
More Palm Beach County Communities
We also serve these Palm Beach County communities. Choose a city for local mortgage information.
- Atlantis
- Belle Glade, South Bay & Pahokee
- Briny Breezes
- Cloud Lake
- Glen Ridge
- Greenacres
- Gulf Stream
- Haverhill
- Highland Beach
- Hypoluxo
- Juno Beach
- Jupiter Inlet Colony
- Lake Clarke Shores
- Lake Park
- Lantana
- Loxahatchee
- Manalapan
- Mangonia Park
- North Palm Beach
- Ocean Ridge
- Palm Beach Shores
- Palm Springs
- Riviera Beach
- South Palm Beach
- Tequesta
- Village of Golf
- Westlake
Mortgage Programs Available in Palm Beach County
Warrantable vs. Non-Warrantable Condo Loans
A lender can decline a condo loan because of the building even when the buyer qualifies. Greg has seen projects declined over insurance, reserve funding, investor concentration, special assessments, inspection-related repairs and litigation. Call with the property address, how you plan to use the unit and the lender’s reason for declining it.
Mortgages Done Right has specialty lenders that can approve some condo projects other lenders decline. The specific building issue still matters, and approval depends on the lender’s guidelines, your down payment, your credit and other compensating factors. Approval is not guaranteed.
Call Greg at 561-777-7622 · Read the warrantable and non-warrantable condo guide
Every borrower is different. Mortgages Done Right Inc. helps Palm Beach County buyers, homeowners, investors, retirees, and self-employed borrowers compare programs based on income, credit, property type, down payment, equity, and long-term goals.
Loan Programs
Compare conventional, FHA, VA, jumbo, refinance, and specialty mortgage options.
Jumbo Loans
Mortgage options for higher-value homes, waterfront properties, luxury condos, and larger loan amounts.
Bank Statement Loans
Options for eligible self-employed borrowers, business owners, consultants, and professionals.
DSCR Investor Loans
Investor property financing options for rental properties and real estate portfolios.
Duplex, Triplex & Fourplex Loans
Owner-occupied and investor financing for two-to-four-unit properties.
Foreign National Loans
Mortgage options for non-U.S. residents buying or investing in Florida real estate.
Reverse Mortgages
Home equity options for eligible homeowners age 62 and older.
Conventional Loans in Palm Beach County
Many Palm Beach County buyers and homeowners use conventional financing for primary homes, second homes, investment properties and refinances. Mortgages Done Right compares conventional options from 25+ lenders, including programs like Fannie Mae HomeReady and Freddie Mac Home Possible that allow as little as 3% down for eligible buyers.
Learn about conventional loans in Florida →
Credit score around 580? Call Greg.
Some of our wholesale lenders may consider conventional loans for Palm Beach County buyers with scores as low as 580 when the file gets an eligible automated underwriting finding. Down payment and property type matter, and approval depends on lender guidelines. If conventional isn’t the fit, we can look at FHA.
Mortgages Done Right Inc. NMLS #1532755. Programs, down payment options and credit score considerations vary by lender and borrower qualification and are subject to underwriting approval. This is not a commitment to lend. Equal Housing Opportunity.
FHA Loans in Palm Beach County
FHA loans can help buyers who want a lower down payment, with as little as 3.5% down for eligible buyers. FHA’s 3.5% minimum generally starts at a 580 credit score, though lender requirements vary. FHA can also finance owner-occupied two- to four-unit properties, such as duplexes and triplexes.
Not sure whether FHA or conventional fits?
Greg compares both on one call, so you can see the payment, mortgage insurance and cash to close side by side.
Mortgages Done Right Inc. NMLS #1532755. Programs, down payment options and credit score considerations vary by lender and borrower qualification and are subject to underwriting approval. This is not a commitment to lend. Equal Housing Opportunity.
Palm Beach County Mortgage Calculator
Estimate a monthly mortgage payment for a Palm Beach County home, condo, waterfront property, luxury residence, second home, investment property or refinance.
Your actual housing payment may also include Florida property taxes, homeowners insurance, flood or wind coverage, mortgage insurance, condo or HOA dues and other property-related costs. Greg Hayden can help you compare the complete payment and available mortgage options.
A Calculator Estimates. Greg Compares.
Estimate the payment online, then speak with Greg about the property, loan amount, insurance, association costs, income structure, reserves and lender options.
More Loan Options Than One Bank
One lender may say no while another lender may have a program that fits. Mortgages Done Right Inc. works with multiple wholesale lenders, giving Palm Beach County borrowers more options for purchase, refinance, jumbo, bank statement, DSCR investor, reverse mortgage, and commercial financing.
- Direct access to Greg Hayden
- More than 30 years of mortgage experience
- Access to 25+ wholesale lenders
- Experience with Palm Beach County buyers, homeowners, investors, retirees, and self-employed borrowers
Mortgage Help for Home Buyers, Homeowners, Investors and Self-Employed Borrowers
For Homebuyers
Buying a home in Palm Beach County can be competitive. Greg can help compare pre-approval options, down payment programs, conventional loans, FHA loans, VA loans, jumbo financing, and other mortgage programs based on your situation. First-time buyers can also review our Florida first-time home buyer programs and down payment assistance.
For Homeowners
If you already own a home, you may want to review rate-and-term refinance options, cash-out refinance possibilities, a HELOC, reverse mortgage options, or ways to restructure your mortgage before making a decision.
For Investors
Real estate investors in Palm Beach County may need DSCR loans, rental property financing, commercial loans, cash-out refinance options, or other investor-focused mortgage programs. For an investment or business-purpose transaction that may not fit conventional financing, explore our Florida private money and hard money loan options.
For Self-Employed Borrowers
Business owners, Realtors, consultants, contractors, and other self-employed borrowers may not always qualify using traditional tax returns. Bank statement loans for Palm Beach County borrowers may allow eligible personal or business bank deposits to be used as part of the income review when traditional tax-return income does not show the full picture.
For Condo Buyers
Condo financing can involve association budgets, reserves, insurance, litigation, ownership concentration, project eligibility, and other details that may affect approval. Learn more in our warrantable and non-warrantable condo financing guide.
For Luxury Buyers
Higher-value homes, waterfront homes, and luxury condos may require jumbo mortgage options, stronger reserve planning, and a lender that understands larger loan scenarios.
Why Palm Beach County Borrowers Choose Mortgages Done Right
Borrowers often choose Mortgages Done Right Inc. because they want direct communication, clear loan options, and help comparing programs from more than one lender.
★★★★★
“Greg was knowledgeable, responsive, and helped us understand our options.”
Palm Beach County Borrower
★★★★★
“The process was smooth and communication was excellent from start to finish.”
Florida Homebuyer
★★★★★
“Mortgages Done Right helped us compare loan choices and move forward with confidence.”
Local Mortgage Client
Frequently Asked Questions
Why use a mortgage broker in Palm Beach County?
A mortgage broker can help compare loan programs from multiple lenders instead of limiting you to one bank’s guidelines. This may help borrowers with unique income, property, credit, or loan program needs.
Do you offer FHA, VA, and conventional loans?
Yes. Mortgages Done Right Inc. can help Palm Beach County borrowers compare conventional loans, FHA loans, VA loans, jumbo loans, and other mortgage options.
Can you help self-employed borrowers?
Yes. Self-employed borrowers may be able to explore bank statement loans and other non-QM programs when traditional tax-return income does not show the full picture.
Do you offer jumbo loans in Palm Beach County?
Yes. Jumbo loans may be available for higher-priced homes, luxury properties, and borrowers whose loan amount exceeds standard conforming loan limits.
Can you help real estate investors?
Yes. Mortgages Done Right Inc. can help investors compare DSCR loans, rental property financing, commercial mortgage options, and other investor loan programs.
Do you offer reverse mortgages?
Yes. Reverse mortgages may be an option for eligible homeowners who want to access home equity while continuing to live in the home. Greg can help explain how they work and whether they may fit your situation.
More South Florida Mortgage Resources
Compare mortgage options in neighboring counties, or view all Florida service areas.
Talk Directly With a Palm Beach County Mortgage Broker
Whether you are buying, refinancing, investing, self-employed, purchasing a luxury home, exploring a reverse mortgage, or comparing non-QM options, Mortgages Done Right Inc. can help you review available mortgage programs.