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Unlocking the Sunshine State: A Guide to Foreign National Loans in Florida

Unlocking the Sunshine State: A Guide to Foreign National Loans in Florida
June 17, 2024 MDR Broker

Are you a non-U.S. citizen dreaming of owning property in Florida? At Mortgages Done Right, we specialize in helping foreign nationals secure the financing they need to invest in the vibrant real estate market of the Sunshine State. Don’t let your citizenship status deter you from achieving your property ownership goals!

Why Invest in Florida Real Estate?

Florida’s real estate market offers abundant opportunities for foreign investors. The state’s favorable market trends, attractive property values, and diverse property options make it an ideal destination for international buyers. Whether you’re looking for a single-family home, a multi-family residence, a condo, a townhouse, or even a commercial property, Florida has something to offer.

Understanding Foreign National Loans

A Foreign National loan is specifically designed for non-U.S. citizens looking to purchase or refinance properties in the United States. At Mortgages Done Right, we provide tailored loan programs to meet the unique needs of foreign national buyers. Here’s what you need to know about our Foreign National loans:

Key Features of Our Foreign National Loans:

  • Minimum Loan Amount: $20,000 USD
  • Loan-to-Value Financing: Up to 65% for purchases and refinances
  • Eligible Properties: Investment properties, including single-family and multi-family residences, condos, townhouses, and commercial properties
  • Amortization Period: Maximum of 15 years

Simplified Documentation and Requirements

One of the standout features of our Foreign National loan program is the simplified documentation process. While a stated income is required, most transactions do not need income verification. However, providing proof of income converted into USD can strengthen your loan approval chances.

Required Documentation:
  • Stated Income: No verification needed for most transactions
  • Foreign Passport: Essential for loan application
  • Asset Verification: Preferably in U.S. bank accounts, but foreign bank accounts with conversion statements from are acceptable
  • Closing Funds: Must be held in a U.S. bank account in the borrower’s name

Why Choose Mortgages Done Right?

Our team at Mortgages Done Right is proficient in handling Foreign National loans. We understand the unique challenges and opportunities that come with international property investments. Our goal is to make the loan process as smooth and straightforward as possible, ensuring that you can focus on finding the perfect property in Florida.

Locations We Serve:

  • Europe
  • Canada
  • Caribbean Islands
  • Australia
  • South America
  • Central America
  • United Arab Emirates

Start Your Journey Today

Investing in Florida real estate as a foreign national is easier than you think. With the right guidance and expertise, you can unlock the doors to lucrative property investments in one of the most desirable locations in the United States. Contact Mortgages Done Right today at 561-556-9610 or visit our website at to learn more about our Foreign National loan program and take the first step towards your property ownership dreams.

Call Us!

Don’t let your citizenship status hold you back from making smart real estate investments in Florida. With Mortgages Done Right, you have a trusted partner who understands your needs and is committed to helping you achieve your property ownership goals. Explore the possibilities and take advantage of the thriving real estate market in the Sunshine State today!

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